Creditwrench reveals the secrets of the collections industry

<body bgcolor="#000000" text="#FFFFFF" link="#CCFF00"> <div align="left"> <ul> <li> <h3 align="center"><b><font size="5">Are</font></b> <font color= "white" size="5"><b><font color="#FF0000">debt collectors</font></b></font> <font size="5"><b>hounding you night and day?</b></font></h3> </li> <li> <h3 align="center"><font size="5"><b>Do you feel</b></font> <font size="5"><b><font color="#FF0000">ripped off</font></b></font> <font color="#000000" size="5"><b>by credit repair companies?</b></font></h3> </li> <li> <h3 align="center"><font color="#000000" size="5"><b>Are you worried about</b></font> <font color="white" size= "5"><b><font color="#FF0000">going to court</font></b></font> <font size="5"><b><font color="#000000">over a debt?</font></b></font></h3> </li> <li> <h3 align="center"><font color="#000000" size="5"><b>Have you considered</b></font> <font color="#FF0000" size= "5">bankruptcy</font> <font color="#000000" size="5"><b>as a way out?</b></font></h3> </li> <li> <h1 align="center"><font color="#000000" size="5"><b>CreditWrench can help!</b></font></h1> <h2>Did you know...</h2> <ul> <li><b>You do not have to put up with abusive bill collectors</b>. <font size="3">Once you know what the law says and what the courts have ruled then you can defend yourself against their abuses. You don't need to hire an attorney for that. An attorney can make them wish they had not abused your rights, but he cannot be at your side keeping it from happening in the first place. Only you can do that. You just need to learn how.We can teach you many tactics which will quickly put an end to all of that.</font></li> <li><b>National statistics show that about 98% of all judgments are defective</b> and are therefore null and void upon their face, rather easily vacatable. You just have to know what to look for to tell whether or not they are defective. Once you know that a judgment may be defective and why then you can hire an attorney to have it vacated or you can even do it yourself if you want to.</li> <li><b>We recommend that you do not file bankruptcy</b>, but there are those rare situations where it is the only practical answer. We can help you with bankruptcy problems too, but since we are not attorneys we cannot file your bankruptcy for you. To do that you need to hire a bankruptcy attorney or do it yourself on a pro se basis which is much cheaper. If you feel that bankruptcy is your only way out, we can teach you about that too.</li> <li><b>You have a lot of rights</b>, but if you are not aware of what they are or how to defend them then the only ones that exist for you are those that the other fellow is willing to grant you. That is not good enough!</li> <li><b>Our programs teach you what your rights are</b> and ways that you can defend them against the worst debt collectors in the business. We show you how to make them actually pay you for their abuses of your rights and usually without having to sue them or go to court either.<br></li> </ul> <ul> <li><a href="http://creditwrench.blogspot.com">Our BLOG explodes with new information every day</a><br> <br></li> <li><a href="">Frequently Asked Questions</a><br> <br></li> <li><a href="http://consumers.creditwrench.com">Our Creditwrench Message board<br> <br></a> Our methods work far better for you than credit repair companies who simply attack the credit bureaus with wave after wave of letters claiming the debt isn't yours or that it is somehow wrong or whatever sick excuse or outright lie they can dream up to fling at the credit bureaus.<br> <br> As you know full well, it's simply wrong to tell lies in order to gain the ends you want and in the case of credit bureaus and creditors, it's against the law to lie to them. YOU CAN GO TO JAIL!<br> <br> And it makes no difference if you do it or if you hire someone else to do your lying for you! It's the same penalty either way.<br> <br> What's even worse is the fact that these credit repair firms often make grievous mistakes and dispute your good credit that you worked so hard to get along with the bad you paid them to repair! They really fix it for you good!<br> <br> <font size="4">Here is what you get when you enroll as a student with Creditwrench.<br> <br> 1. You get all of the sample letters you will need to resolve most of your problems quickly and efficiently.<br> 2. You get all of the personal one-on-one coaching you could ever want either by phone or by email.<br> 3. You get access to the student lounge on our message board at<br> 4. You get a desktop calendar to help you keep track of all your appointments, when your next letter has to go out and more.<br> 5. You get step by step written instructions by email showing you how to do any revamping of the letters you man need to do.<br> 7. You get free updates forever as they become available. All you have to do is email once in a while and ask for any updates.<br> 8. You get any new freebies we happen to add to our program from time to time. Again, all you have to do is check to see if any are available.<br> <br> And you get all of that for a total one time price of $200 and if you have trouble paying that much all at one time we will even let you pay it in 4 equal<br> installments of $50 each.<br> <br> When you consider all that you get, we think you will agree that it is an incredible value.</font><br> <br></li> </ul> </li> <li>Bill Bauer<br> 2309 S.W 24th St.<br> Oklahoma City, Ok 73108<br> <br> If you feel that you need more information you can always call us at 405-616-7901<br> <br> <p><img src= "http://x3.extreme-dm.com/z/?tag=bbauer&p=http%3A%2F%2Fwww.creditwrench.com&j=n" height="1" width="1">     <br> <br> <font size="6">Learn the secrets of the collections industry.<br> Your credit ratings will be glad you did.</font><br> <br> <font size="4">Are you trying to improve your credit ratings? Well, then let's make a real down-to-earth common sense analysis about credit repair and the best way to go about it, shall we?<br> <br> The real truth about why people end up with bad credit is simple. They didn't pay their bills in a timely fashion or not at all so they ended up deeply in debt and couldn't get out of it on the income they had.When they didn't pay their bills the bill collectors reported them to the credit bureaus.<br> <br> And so if you want to repair your credit you really need to worry about your bills and not so much what is reported to credit bureaus and your credit reports. Take care of that problem first and you won't have to pay for any credit repairing or credit repair firms.<br> <br> National statistics prove that credit repair companies can eliminate about 40% to 50% of all derogatory comments from your credit reports.Those same statistics also show that consumers have about the same success rates doing the same things without hiring credit repair companies. So it's obvious that credit repair companies cannot do anything for you that you cannot do yourself for free.<br> <br> Credit Repair firms don't worry about your bills or what you owe, all they worry about is your credit reports and that don't even make any common sense.<br> <br></font> <font size="4">We are not a credit repair company but we can show you lots of techniques that you can use to improve your financial situation and credit ratings all at the same time. All you really have to do is to catch the bill collectors abusing your rights under the law and make them foot the bill for you! If they enjoy breaking the law and abusing you so much maybe they will enjoy fixing your credit for you too!!!!</font> Doesn't that make good common sense?<br> <br> Are you being hounded by bill collectors calling and writing nasty letters? You do not have to put up with abusive bill collectors. Once you know what the law says and what the courts have ruled then you can defend yourself against their abuses. You don't need to hire an attorney for that. An attorney can make them wish they had not abused your rights, but he cannot be at your side keeping it from happening in the first place. Only you can do that. You just need to learn how.<font size="4">We can teach you many tactics which will quickly put an end to color="#0000A0" all of that.</font><br> <br> Have you been sued or are you about to be sued by bill collectors? <font size="4">National statistics show that about 98% of all judgments</font> are defective and are therefore null and void upon their face, rather easily vacatable. You just have to know what to look for to tell whether or not they are<br> defective. Once you know that a judgment may be defective and why then you can hire an attorney to have it vacated or you can even do it yourself if you want to.<br> <br> Are you considering bankruptcy? We recommend that you do not file bankruptcy, but there are those rare situations where it is the only practical answer. We can help you with bankruptcy problems too, but since we are not attorneys we cannot file your bankruptcy for you. To do that you need to hire a bankruptcy attorney or do it yourself on a pro se basis which is much cheaper.<br> If you feel that bankruptcy is your only way out, we can teach you about that too.<br> <br> We can teach you about various clauses in bankruptcy laws which will allow you to keep your cars, your home and most other assets and how to legally cloak your filings so that they cannot be accessed by those who would like to use your having filed bankruptcy against you later on.<br> Bankruptcy can be "hidden" from some public snoopers, but not from creditors or those having rightful access to the information.<br> <br> <font size="4">It's not tough and you don't have to pay</font> <font size="4">any expensive Credit Repair Organizations to get done what you can do yourself for free or nearly so!<br></font><br> <br> <br> <font size="4"><b>You have a lot of rights, but if you are not aware of what they are or how to defend them then the only ones that exist for you are those that the other fellow is willing to grant you. That is not good enough!</b><br></font><br> <font face="Courier New, Courier, mono"><b><font size="4">Our programs teach you what your rights are and ways that you can defend them against the worst debt collectors in the business. We show you how to make them actually pay you for their abuses of your rights and usually without having to sue them or go to court either.</font></b></font> <font face="Courier New, Courier, mono" color="#0000FF"><b><font size="4"><br></font></b></font><br> <font color="#00FF00"><strong><em><font face= "Georgia, Times New Roman, Times, serif"><b><font color="#FFFFFF" size="3">And if you think I'm kidding, just give me a chance and I'll prove to you that I know what I'm talking about!</font></b></font></em></strong></font><font color= "#FF0000"><br></font> <font color="#FF0000"><a href= "http://www.creditwrench.com/works1.html"><font size="5"><br> Click here for the proof of the pudding</font></a><br></font><br> <font color="#0080C0"><font size="3"><a href= "http://www.creditwrench.com/faq.html"><font size="4">Our FAQ sheet</font></a> <font size="4">will tell you all you need to know to protect your rights.</font></font></font> <font size="4"><br> FAQ is an acronym for "Frequently Asked Questions" and if you click on the blue line just above this one you will be taken to another web page where you can probably get answers to most of your questions. If that doesn't answer your questions,, you will find a link below that will let you e-mail me and my phone number is also listed below.</font><br></p> </li> </ul> </div> <blockquote><br> <b><strong><font face="Georgia, Times New Roman, Times, serif">Our methods work far better for you than <a href="index2.htm">credit repair companies</a> who simply attack the credit bureaus with wave after wave of letters claiming the debt isn't yours or that it is somehow wrong or whatever excuse they can dream up to fling at the credit bureaus.<br> <br> What's even worse is the fact that these <a href= "http://www.creditwrench.com/LexingtonLawFirm/index.html">credit repair firms</a> often make grievous mistakes and dispute your good credit that you worked so hard to get along with the bad you paid them to repair! They really fix it for you good!<br> <br></font></strong></b></blockquote> <center><font face= "Georgia, Times New Roman, Times, serif"><strong><b><font color= "#000000" size="5">With that kind of "friends" who needs enemies?</font> <font color="#000000"><br></font><br> <a href="http://www.creditwrench.com/works1.html">Here are some testimonials</a> of people we have helped in the past<br> <br> <font face= "Georgia, Times New Roman, Times, serif"><strong><b>Would you like to speak to someone live about our company or our course?<br> If so, all you have to do is pick up the phone and call us at<br> here at our offices in Oklahoma City, Oklahoma at<br> <font color="#000000" size="5">405-616-7901</font><br> and we will do our best to answer your questions.<br> Or<br> you can also email us at <a href= "mailto:ceo@creditwrench.com?subject=CREDITWRENCH_QUESTION">ceo@creditwrench.com</a><br> <br> Click on the photo to start learning how to put our magic<br> to work for you.<br></b></strong></font><br> <br> <a href="http://www.creditwrench.com/Tosemal.html"><img src= "http://www.creditwrench.com/proofbillcleo.jpg" height="250" width= "150" alt="The debt magician"></a><br> <br> If you feel that you would like learn how to put an end to your problems<br> all you have to do is to <a href= "http://creditwrench.com/Tosemail.html">click on this link and order our course.</a><br> <br> <br> <a href="http://consumers.creditwrench.com">Visit our new online message board</a> if you have questions or would like to learn more about our services, chat with others and join in on our conversations about credit, judgments, garnishments and more<br> <br></b></strong> <strong><b><br></b></strong></font></center> <p><map name="Creditwrench Author"> <area shape="default" href= "http://www.creditwrench.com/default.html" alt= "Creditwrench Author"></map><br> <br> <br> <br> <br> <br> </p> <center><br> Disclaimer<br> This manual is intended purely as a communication of information in accordance with the right of free speech.<br> It does not constitute either general or specific legal advice. Anyone seeking legal advice should consult a competent professional. Neither the author, editor or publisher guarantee that using this information will result in success or protect the reader from harm. The reader must accept that risk, and thoroughly study the law before using any of this material. Readers must take full responsibility for the consequences of any actions taken based on the contents of this material.<br> <br> <br> <br></center> <br> <br> <a href="http://magnacartanews.blogspot.com"><font color= "#FF0000" size="1">ADVERTISING BY MAGNA CARTA NEWS SERVICE</font></a><br> <br> <br> </body>